Home Loan Solutions

At Sail Mortgage, we know that no two homebuyers or homeowners are alike. Whether buying, building, refinancing, or seeking specialized loan programs, our range of mortgage products is designed to meet your unique needs. Explore your options below to get started on your path to homeownership or improved financial freedom.

View Purchase Loans page.

Home Mortgage Purchase Loans

From first-time buyers to relocations, we offer flexible loan options to match your budget and lifestyle.

View Refinance Loans page.

Refinance Mortgage Loans

Lower payments, tap equity, or shorten your term - our refinance options help you meet your financial goals.

View Construction Loans page.

New Construction Loans

Building a home? Our construction to permanent loans feature one-time closing, fixed rates, and interest-only payments during construction - making your path to move-in seamless.

View Jumbo Loans page.

Jumbo Mortgage Loans

Jumbo loans exceed conforming loan limits. Enjoy competitive rates and expert guidance throughout the process.

View FHA, VA, and USDA Home Loans page.

FHA / VA / USDA Loans

We offer FHA, VA, and USDA loans to make home ownership more accessible - whether it's low down payments, zero PMI, or affordable financing for eligible buyers.

Serving Pennsylvania with Local Expertise

From Seven Fields, Cranberry, and Pittsburgh, to Wexford, McKees Rocks, Crafton, Belleview, Allison Park, Fox Chapel, Oakmont, New Kensington, Oak Hills, Mars, Evans City, Ellewood, Big Beaver, Beaver Falls, Monaca, Aliquippa, and beyond, Sail Mortgage proudly supports homebuyers and homeowners across Western Pennsylvania. Let’s talk about which loan is right for you. Contact us today to schedule a free consultation.